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Ceramicist packing handmade mugs into shipping boxes in a home workshop with a phone showing an invoice on the worktable
pricing

Wholesale Pricing: Set Wholesale and Retail

Wholesale pricing step by step: go from cost to wholesale to retail price, compare keystone and cost-plus, and set MOQs and Net 30 terms.

Handyman sitting on a pickup truck tailgate at a job site, checking numbers on his phone beside a notepad
freelancing

How to Calculate Your Hourly Rate

Learn how to calculate your hourly rate with one formula and three worked examples, plus what you keep after taxes, fees and unpaid time.

Electrician sitting on a work van tailgate reviewing a cost worksheet on a clipboard while holding a smartphone
pricing

How to Price Your Services: A Framework

Build a pricing strategy for your services: find your true costs, pick cost-plus, market, or value pricing, and use a worksheet to set your rate.

A field service contractor in a work uniform reviews a digital e-check payment confirmation on his smartphone beside his service van in a suburban driveway.
payments

E-Check Payment: Accept Checks, No Paper

E-check payment for small business — how e-checks work, cost vs credit cards, processing times, and how to accept them from the job site.

A contractor sits in a work truck reviewing several different invoice documents on a tablet, with printed invoices of varying formats stacked on the seat beside them.
invoicing

Types of Invoices: The Complete Guide

A plain-English guide to every invoice type — standard, recurring, pro forma, commercial, credit note, and more — with when to use each.

Contractor reviewing job numbers on his phone while sitting in his truck
small-business

Good Profit Margin for Small Business

What's a good profit margin for a small business? Industry benchmarks by trade, how to calculate yours, and what quietly kills your margin.

Black female caterer in commercial kitchen checking catering invoice on smartphone
small-business

How to Start a Catering Business

Step-by-step guide to starting a catering business: licensing, pricing, deposits, contracts, and getting paid on time for every event.

A young freelancer reviews their first invoice on a laptop at a home office desk in natural window light.
freelancing

How to Start Freelancing

Learn how to start freelancing step by step: pick a niche, set rates, land your first client, invoice professionally, and handle taxes to grow real income.